:root{--black:#090909;--black2:#151515;--gold:#caa537;--gold2:#f0d77d;--white:#fff;--paper:#f7f5ee;--ink:#191814;--muted:#6d685d;--line:#ded8c8}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Arial,Helvetica,sans-serif;background:#fff}a{text-decoration:none;color:inherit}.shell{width:min(1160px,calc(100% - 40px));margin:auto}.top{background:#090909;color:#d6cfbc;font-size:11px;letter-spacing:.07em}.top .shell{height:36px;display:flex;justify-content:space-between;align-items:center}header{height:82px;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}.nav{height:100%;display:flex;justify-content:space-between;align-items:center}.brand{display:flex;align-items:center;gap:12px}.brand img{width:55px;height:55px;object-fit:contain}.brand b{display:block;letter-spacing:.14em}.brand small{display:block;font-size:8px;letter-spacing:.22em;color:#9b7817;margin-top:4px}.links{display:flex;align-items:center;gap:25px;font-size:12px;font-weight:700}.loginBtn,.goldBtn{background:var(--gold);color:#111;padding:14px 19px;font-weight:800}.hero{background:radial-gradient(circle at 82% 28%,#836a204f,transparent 29%),linear-gradient(125deg,#080808,#191919);color:#fff;padding:105px 0 80px}.heroGrid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.eyebrow,.kicker{color:var(--gold2);font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.2em}.hero h1{font-size:clamp(48px,6vw,75px);line-height:1.01;letter-spacing:-.055em;margin:20px 0}.hero h1 em{color:var(--gold2);font-style:normal}.hero p{color:#c9c4b7;line-height:1.75;font-size:17px;max-width:700px}.actions{display:flex;gap:10px;margin-top:30px}.outlineBtn{border:1px solid #ffffff55;padding:14px 19px;font-weight:700}.heroCard{border:1px solid #caa53777;background:#ffffff08;padding:34px}.heroCard strong{display:block;color:var(--gold2);font-size:23px;margin-bottom:13px}.heroCard ul{padding-left:18px;color:#d4d0c5;line-height:2}.section{padding:95px 0}.section.paper{background:var(--paper)}.heading{max-width:780px;margin-bottom:42px}.heading h2{font-size:clamp(36px,5vw,55px);line-height:1.06;letter-spacing:-.045em;margin:12px 0}.heading p{color:var(--muted);line-height:1.75}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.card{border:1px solid var(--line);padding:28px;background:#fff;position:relative}.card .num{color:#a88419;font-size:11px;font-weight:800}.card h3{font-size:21px;margin:17px 0 10px}.card p,.card li{color:var(--muted);line-height:1.65;font-size:14px}.card ul{padding-left:18px}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.step{background:#fff;padding:28px}.step:before{counter-increment:step;content:"0" counter(step);display:block;color:#a88419;font-size:11px;font-weight:800;margin-bottom:35px}.step h3{font-size:18px}.step p{color:var(--muted);line-height:1.6;font-size:13px}.policy{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.policyNav{background:#111;color:#fff;padding:30px;height:max-content}.policyNav a{display:block;padding:13px;border-bottom:1px solid #ffffff1f;color:#d5cfbd;font-size:13px}.policyContent article{border-bottom:1px solid var(--line);padding:0 0 28px;margin-bottom:28px}.policyContent h3{font-size:23px;margin:0 0 12px}.policyContent p,.policyContent li{color:var(--muted);line-height:1.72;font-size:14px}.notice{background:#fff5d5;border-left:4px solid var(--gold);padding:20px 24px;color:#62531e;line-height:1.65}.cta{background:#111;color:#fff;padding:70px 0}.cta .shell{display:flex;justify-content:space-between;align-items:center;gap:35px}.cta h2{font-size:40px;margin:0}.cta p{color:#bdb6a5}.faq details{border-bottom:1px solid var(--line);padding:20px 3px}.faq summary{font-weight:800;cursor:pointer}.faq p{color:var(--muted);line-height:1.65}footer{background:#050505;color:#aaa392;padding:48px 0 25px}.footerGrid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:35px}.footerGrid h4{color:#fff}.footerGrid a{display:block;margin:9px 0;font-size:12px}.legal{border-top:1px solid #ffffff1a;margin-top:35px;padding-top:20px;font-size:10px;line-height:1.6}.tagrow{display:flex;flex-wrap:wrap;gap:8px}.tagrow span{background:#111;color:var(--gold2);padding:10px 12px;font-size:10px;text-transform:uppercase;letter-spacing:.08em}@media(max-width:850px){.links a:not(.loginBtn){display:none}.heroGrid,.policy{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.cta .shell{align-items:start;flex-direction:column}.footerGrid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.shell{width:calc(100% - 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